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How pre-approval can give the upper hand in equipment purchases

Equipment Finance Pre-Approval: Secure the Best Deals Faster

When it comes to buying equipment, timing is everything. Whether it’s a truck, excavator, or specialist machinery, the best deals don’t hang around for long — and neither do auction lots. That’s where an equipment finance pre-approval can put you ahead of the competition.

At PMG Finance, we’ve seen time and time again how pre-approved clients secure their dream assets faster, negotiate better prices, and avoid missing out.

What is pre-approval?

Pre-approval is an agreement from a lender stating how much they’re willing to finance before you’ve chosen your exact equipment. It’s based on your business financials and credit profile, giving you a clear budget before you start shopping.

Why pre-approval is a game-changer
  1. Shop with confidence
    Know exactly what you can spend and bid decisively without worrying about finance delays.
  2. Negotiate like a cash buyer
    Pre-approval puts you in a stronger position with sellers — you can move quickly, which can sometimes secure a better price.
  3. Avoid missed opportunities
    At auctions or in competitive markets, waiting for finance approval can mean missing out entirely.
  4. Speed up settlement
    With most of the paperwork already complete, finalising your loan after choosing your asset is much faster.

👉 Apply online now and get your pre-approval started today.

How to get pre-approved
  • Clarify your needs – Even if you don’t know the exact make/model, we can work within a category/ age range.
  • Work with a broker – Who will gather the necessary documentation required for your application. We match you with lenders who understand your industry and asset type.
PMG finance tip: Flexible equipment finance pre-approvals

At PMG Finance, we understand your equipment needs can change. That’s why we offer flexible equipment finance pre-approvals — so if you choose a different make/model, or need to switch asset types, we’ve got you covered.

💡 Ready to buy with confidence? Contact PMG Finance today and let’s get your pre-approval in place. Apply online today.

When you choose PMG Finance, you’re backed by proven leadership. Meet the directors who ensure your finance journey is in the best hands.

📌 Looking for expert financial guidance? Contact us today!

If you have any concerns, or want to discuss your situation, reach out to us today on 07 4639 1011. Acting now could save you from bigger challenges in the future!

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DISCLAIMER: The above content is to provide general information and does not constitute financial, legal or other advice.  This means that duties and requirements imposed on people who give financial advice do not apply to this content.  For advice contact your accountant or legal advisor.